How Gen Z Entrepreneurs Are Transforming US Digital Payments in 2026

by Cheqly team | | Gen Z digital payments US 2026

The payment landscape in the US has undergone rapid changes in recent years that have gone far beyond the initial shift from cash to cards. Generation Z has now become the main driver of a more profound transformation, as it redefines expectations around speed, flexibility, and digital-first experiences. In contrast to previous generations, Gen Z … Continued

Cashless Payments in the US: Trends and Key Insights for Small Businesses

by Cheqly team | | Cashless Payment Trends

Cashless payments are increasingly becoming the norm in the US, with small businesses that need to be agile and competitive among the biggest beneficiaries. With the constant rise in demand, digital wallets, contactless cards, mobile banking, and real-time payments have become standard, providing faster transaction speeds and enhanced security. When small businesses are up to … Continued

Gen Z Startups in the US: Banking Preferences and Trends

by Cheqly team | | Gen Z Startup Banking Trends

The Generation Z cohort, born between 1997 and 2012, enters adulthood as both digital natives and budding entrepreneurs. Platforms like Shopify stores, TikTok-led brands, freelance collectives, and SaaS micro-startups illustrate how many Gen Zers are monetizing skills and online audiences earlier than previous generations. They do so with a strong digital identity and high expectations … Continued

B2B ACH Payments in the US: Key Statistics, Trends, and Future Outlook

by Cheqly team | | B2B ACH Payments Trends

B2B‍‌‍‍‌ ACH payments in the US are essential to business finance in the present era. They provide banks with a safe, efficient, and cost-effective way of electronically transferring funds between accounts. ACH processing is at the core of payroll, vendor payments, and recurring billing; hence, it is the vehicle through which billions of transactions are … Continued

Payment Fraud in the US: Key Statistics and What It Means for Businesses

by Cheqly team | | US Payment Fraud Statistics

Payment fraud is a rapidly developing risk that presents US businesses with severe risks, particularly due to the skyrocketing of digital payment channels in 2025. Since the fraudsters keep evolving to take advantage of the latest technologies and exploits, organizations are experiencing increasing financial and reputational losses. Knowing the most recent payment fraud rates, tendencies, … Continued

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