Fintech Trends Archives

Payment Fraud in the US: Key Statistics and What It Means for Businesses

by Cheqly team | November 4, 2025 | US Payment Fraud Statistics

Payment fraud is a rapidly developing risk that presents US businesses with severe risks, particularly due to the skyrocketing of digital payment channels in 2025. Since the fraudsters keep evolving to take advantage of the latest technologies and exploits, organizations are experiencing increasing financial and reputational losses. Knowing the most recent payment fraud rates, tendencies, … Continued

Rise of Neobanks: What US SMEs Should Know in 2025

by Cheqly team | October 24, 2025 | Neobank Trends

Neobanks, or digital-first, branchless financial institutions, are radically changing the banking landscape for small businesses in the US. In 2025, these businesses will be going to neobanks more and more for their quick onboarding, clear fees, and fintech-integrated services that are specially tailored for small and medium-sized enterprises (SMEs). By providing more accessible and technology-driven … Continued

Digital Wallet Trends Reshaping US Business: 2025 & Beyond

by Cheqly team | September 16, 2025 | Digital Wallet Trends 2025

Digital wallets are changing the ways in which Americans make purchases, payments, and interact with companies. By 2025, convenience, security, and rewards will be the factors driving widespread adoption of digital wallets, impacting consumer expectations and compelling businesses to include wallet-friendly solutions in all of their operations. Companies that do not undergo the necessary transformation … Continued

US Contactless Payments 2025: Growth, Opportunities & Challenges

by Cheqly team | August 12, 2025 | Contactless Payment Trends

Contactless payments have reshaped the way Americans pay for everyday goods and services. What started as a convenient option has now become a major force driving change across retail, banking, and consumer behavior. In 2025, the payment market is growing faster than ever, creating exciting opportunities for innovation. At the same time, it brings big … Continued

Future of Digital Banking in the US: 2025 Trends & Outlook

by Cheqly team | July 2, 2025 | Digital Banking Trends 2025

Digital banking is stepping into a whole new chapter in 2025, especially in the U.S. With smarter tech, higher customer expectations, and growing competition, the financial world is quickly adapting to stay ahead. As banks concentrate on customized, mobile-friendly services, they are better able to satisfy the needs of consumers who have become increasingly dependent … Continued