Fintech Trends Archives

Gen Z Startups in the US: Banking Preferences and Trends

by Cheqly team | December 8, 2025 | Gen Z Startup Banking Trends

The Generation Z cohort, born between 1997 and 2012, enters adulthood as both digital natives and budding entrepreneurs. Platforms like Shopify stores, TikTok-led brands, freelance collectives, and SaaS micro-startups illustrate how many Gen Zers are monetizing skills and online audiences earlier than previous generations. They do so with a strong digital identity and high expectations … Continued

B2B ACH Payments in the US: Key Statistics, Trends, and Future Outlook

by Cheqly team | December 2, 2025 | B2B ACH Payments Trends

B2B‍‌‍‍‌ ACH payments in the US are essential to business finance in the present era. They provide banks with a safe, efficient, and cost-effective way of electronically transferring funds between accounts. ACH processing is at the core of payroll, vendor payments, and recurring billing; hence, it is the vehicle through which billions of transactions are … Continued

Payment Fraud in the US: Key Statistics and What It Means for Businesses

by Cheqly team | November 4, 2025 | US Payment Fraud Statistics

Payment fraud is a rapidly developing risk that presents US businesses with severe risks, particularly due to the skyrocketing of digital payment channels in 2025. Since the fraudsters keep evolving to take advantage of the latest technologies and exploits, organizations are experiencing increasing financial and reputational losses. Knowing the most recent payment fraud rates, tendencies, … Continued

Rise of Neobanks: What US SMEs Should Know in 2025

by Cheqly team | October 24, 2025 | Neobank Trends

Neobanks, or digital-first, branchless financial institutions, are radically changing the banking landscape for small businesses in the US. In 2025, these businesses will be going to neobanks more and more for their quick onboarding, clear fees, and fintech-integrated services that are specially tailored for small and medium-sized enterprises (SMEs). By providing more accessible and technology-driven … Continued

Digital Wallet Trends Reshaping US Business: 2025 & Beyond

by Cheqly team | September 16, 2025 | Digital Wallet Trends 2025

Digital wallets are changing the ways in which Americans make purchases, payments, and interact with companies. By 2025, convenience, security, and rewards will be the factors driving widespread adoption of digital wallets, impacting consumer expectations and compelling businesses to include wallet-friendly solutions in all of their operations. Companies that do not undergo the necessary transformation … Continued