Cheqly team, Author at Cheqly

Card-Present Transactions: A Complete Guide for Businesses

by Cheqly team | July 3, 2026 | Card Present Transactions

Today, businesses accept payments in different forms. Though digital payments are growing, physical payment methods still have their own user base. Among those physical methods, card-present transactions are one of the most widely used. They are typically more secure against counterfeit fraud because physical presence allows for stronger authentication. In fact, Visa reported an 80% … Continued

PAYDEX Score: What It Is and How to Improve It

by Cheqly team | July 1, 2026 | PAYDEX Score

If you’re applying for a bank loan, seeking funding from an investor, or even trying to arrange trade credit terms with a supplier, you will probably discover that the institution at the other end of the deal is interested in your Paydex score. Your Paydex score acts like a business credit score that indicates your … Continued

Tap-to-Pay Trends in the US: Why Small Businesses Are Adopting It Faster Than Ever

by Cheqly team | June 29, 2026 | Tap to Pay Trends

Tap-to-Pay, also called contactless or NFC (Near Field Communication) payments, has changed how Americans shop and how merchants accept payments. Consumers can just tap a contactless card, phone, or wearable device on a compatible reader to complete a transaction in a few seconds. This shift is driven by demand for faster and more convenient checkout … Continued

12 Ways to Improve Financial Reporting Accuracy

by Cheqly team | June 22, 2026 | Accurate financial reporting

Having precise financial records is a key factor in operating your business transparently and confidently. This gives you a clear picture of your revenue, costs, and financial position, which in turn enables you to make better decisions, control cash flow, and strategize for development successfully. However, financial record-keeping is still a challenge for many small … Continued

How Venture Debt Helps E-commerce Startups Scale Without Dilution

by Cheqly team | June 18, 2026 | Venture debt for e-commerce startups

Just having a strong product is not enough to run a successful e-commerce business. In addition, e-commerce businesses require capital available at the right time to purchase inventory, carry out marketing activities, manage logistics, and pursue expansion. While equity financing can dilute ownership, venture debt gives startups access to growth capital with less dilution. It … Continued