Cheqly team, Author at Cheqly

US Mobile Banking Market: Growth, Trends, Size, and Forecast (2026)

by Cheqly team | July 24, 2026 | US mobile banking market trends

The United States mobile banking industry is rapidly expanding as a result of the digital revolution, the widespread use of smartphones, and people’s growing preference for financial services that are efficient and streamlined. Mobile banking is a common solution that individuals and businesses rely on for different purposes. For example, users can check their account … Continued

Top 10 Expense Management Metrics for Small Business Financial Control

by Cheqly team | July 21, 2026 | Expense management metrics

Revenue tells you how much money is coming in. Expenses tell you how much you actually get to keep. Plenty of businesses with healthy sales still struggle financially, not because they aren’t earning enough, but because they lack visibility into where their money is going. That visibility gap is becoming a bigger priority across the … Continued

A Founder’s Guide to Venture Debt at Series B

by Cheqly team | July 17, 2026 | Venture debt for Series B startups

Series B rounds indicate a change for startups from trying to find a product-market fit to growing a proven business with repeatable growth and better unit economics. Even though equity is still the main way to get funding, these stages might cause heavy dilution of ownership for founders and early staff. Therefore, venture debt is … Continued

A Complete Guide to 409A Safe Harbor

by Cheqly team | July 14, 2026 | 409A Safe Harbor

Stock options are a powerful way to encourage your employees to work toward the success of the company by giving them a stake in its growth. That said, you can’t just hand out stock options without a 409A valuation. This valuation is mandated by the Internal Revenue Code (IRC) and is necessary to establish the … Continued

Business Credit Inquiries: Understanding Soft Pull vs Hard Pull

by Cheqly team | July 10, 2026 | Soft Pull vs Hard Pull

Business credit inquiries are essential for financial institutions, lenders, and vendors to evaluate a company’s creditworthiness. It is quite expected that if you are seeking financing, opening a new account, or even carrying out a normal credit review, your business credit report will be checked. There are two main types of credit inquiries: soft pulls … Continued