Cheqly team, Author at Cheqly

B2B Virtual Cards Revolution: US Adoption, Growth & Trends 2026

by Cheqly team | October 23, 2026 | B2B Virtual Card Trends in the US

Virtual cards are evolving from being security products into key components of the B2B payments infrastructure in the US. They enable businesses to manage their spending, extend their cash flows through float and rebates, reconcile payments automatically by populating remittance information into ERP or procurement systems, and minimize the risk of fraud through single-use cards. … Continued

What Is BIN Sponsorship? How It Works and Who Needs It

by Cheqly team | October 21, 2026 | BIN Sponsorship

The fintech industry continues to grow as businesses develop new digital financial products and payment solutions. According to Boston Consulting Group (BCG) and QED Investors, global fintech revenues grew by 21% in 2024, reaching a new stage of growth and maturity. As more businesses enter the fintech and payments space, launching card and payment programs … Continued

Do Corporate Cards Affect Your Credit Score? What Businesses Should Know

by Cheqly team | October 16, 2026 | do corporate cards affect credit score

For many small or early-stage business owners, using more than one type of credit to manage expenses is common. Some founders may even use their personal credit or debit card for their business transactions. In fact, 34% of businesses that regularly use credit cards use both business and personal credit cards, according to the Federal … Continued

Venture Debt by Startup Stage: Seed to Series C and Beyond

by Cheqly team | October 12, 2026 | Venture debt by startup stage

When does venture debt become a good option for a startup? The answer can vary as the company evolves from Seed funding to Series A, B, and C. At the same time, these different stages can lead to very different scenarios regarding the company’s capital needs, revenue, financial position, and ability to repay debt. Venture … Continued

ACH Authorization Form: A Complete Guide for Businesses

by Cheqly team | October 8, 2026 | ACH Authorization Form

Electronic payments have evolved into the primary means of conducting transactions among businesses, vendors, and employees. Nacha reported that B2B ACH payments increased by almost 9.9% in Q2 2026, amounting to 2.2 billion transactions. Such growth is indicative of the significant role ACH is playing in the movement of funds in growing businesses, particularly due … Continued