How Gen Z Entrepreneurs Are Transforming US Digital Payments in 2026

by Cheqly team | | Gen Z digital payments US 2026

The payment landscape in the US has undergone rapid changes in recent years that have gone far beyond the initial shift from cash to cards. Generation Z has now become the main driver of a more profound transformation, as it redefines expectations around speed, flexibility, and digital-first experiences. In contrast to previous generations, Gen Z … Continued

Understanding ACH Disputes: A Merchant’s Handbook

by Cheqly team | | ACH Disputes

Operating a small business or merchant business has its own challenges, and keeping a healthy cash flow is probably the biggest one. You plan your expenses, invoice your clients, and rely on on-time ACH payments and other electronic funds transfers (EFTs) to keep money moving. But what if the money you have been expecting never … Continued

Financial Performance Analysis: Essential Metrics and Tips for 2026

by Cheqly team | | Financial Performance Analysis Metrics

In the United States, around 50% of newly established small businesses shut down within the first five years. Hence, it is extremely vital to keep a close eye on the financial condition of the business. Business owners should be aware not only of expenditures but also of how well the resources are being utilized for … Continued

Cashless Payments in the US: Trends and Key Insights for Small Businesses

by Cheqly team | | Cashless Payment Trends

Cashless payments are increasingly becoming the norm in the US, with small businesses that need to be agile and competitive among the biggest beneficiaries. With the constant rise in demand, digital wallets, contactless cards, mobile banking, and real-time payments have become standard, providing faster transaction speeds and enhanced security. When small businesses are up to … Continued

A Complete Guide to Business Valuation Multiples  

by Cheqly team | | Business Valuation Multiples

Assessing a company’s value is one of the key factors that can either lead to the success or failure of your next financing round, sale, or growth strategy as a founder. With the help of business valuation multiples, you can easily compare your company with other similar businesses based on important figures like earnings, revenue, … Continued

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