Top 5 AI Tools Revolutionizing Business in 2026

by Cheqly team | | Best AI Business Tools 2026

In 2025, 88% of companies were using AI in at least one business function, up from just 56% in 2021. Notably, the use of AI is not limited to functions like marketing and sales. 64% of insurance companies and 58% of professional services companies report using AI for knowledge management. In the tech space, 58% … Continued

R17 ACH Return Code: Reasons and How to Fix It

by Cheqly team | | R17 ACH Return Code

The Automated Clearing House (ACH) network is still the main source of millions of electronic payments in the US, as the number of transactions increased to 8.8 billion, with a total value of $23.2 trillion in the third quarter of 2025. Both businesses and consumers have been turning more and more to ACH for payroll, … Continued

A Guide to the Indirect Method Cash Flow Statement

by Cheqly team | | Cash Flow Statement Indirect Method

Good cash flow management is the lifeblood of a company’s financial health. It ensures that operations are conducted without interruptions and that the business is able to grow sustainably. In reality, 82% of businesses are closed simply because of poor cash flow management. If you want to make your financial reporting less complicated and gain … Continued

Venture Debt for Late‑Stage Startups: When It Makes Sense

by Cheqly team | | Venture Debt for Late Stage Startups

Late-stage startups shift fundraising from just expansion to maximizing ownership, valuation, governance, and flexibility. At this point, the majority of startups already have backing from institutional VCs, a consistent revenue flow, and well-defined growth drivers; thus, they become good candidates for hybrid capital options such as venture debt. Based on PitchBook–NVCA figures, the value of … Continued

How to Determine the Value of Your Startup for Seed Funding

by Cheqly team | | Seed Stage Startup Valuation Methods

Raising seed funding is one of the key milestones that a startup needs to accomplish. Seed capital is what allows you to develop a product, build a team, and grow your business. Yet, before investors decide to commit, they want to determine what your company’s value is. At the seed stage, valuation remains challenging despite … Continued

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