Cheqly Blog about Business Accounts in US

6 Financial Forecasting Models Every Business Should Understand

by Cheqly team | April 28, 2025 | Financial Forecasting Models

Every business owner should spend time understanding the revenues of their business. Why? Because financial forecasting in this dynamic market can only help your business to grow exponentially and consistently, companies need financial forecasting to predict their future revenue streams, spending patterns, and money flow, which enables them to make decisions based on solid information. … Continued

What is a Good Business Credit Score and How to Improve It

by Cheqly team | April 25, 2025 | Good Business Credit Score

Every business needs a good credit score to demonstrate its financial trustworthiness in the market. It functions similarly to personal credit scores, but it specifically pertains to the performance of the company. Business lenders and suppliers use various scoring systems to evaluate potential financial risks. The business credit score determines access to optimal financing options … Continued

9 SaaS Debt Financing Options: Choose the Right One

by Cheqly team | April 23, 2025 | SaaS Debt Financing Options

In the evolving and advancing world of Software-as-a-Service (SaaS), it is important to secure the right funding to sustain long-term growth in the business. As a SaaS founder, you may have usually selected equity financing and may not be aware of other debt financing options. The debt financing method enables SaaS businesses to preserve ownership … Continued

7 Ways a CFO Can Enhance Cash Flow Management

by Cheqly team | April 21, 2025 | CFO Cash Flow management

A company stays financially stable by managing, improving, and checking its cash flow from operations and banking. This helps ensure there’s enough money to pay the bills and keep the business running smoothly. Businesses face cash flow problems mainly because of payment delays, poor expense management, and inaccurate forecasting. At this point, the fundamental role … Continued

SWIFT Code vs. Routing Number: Are They the Same?

by Cheqly team | April 14, 2025 | SWIFT Code vs Routing Number

The bank transfer process between domestic and international spaces requires an understanding of SWIFT codes and routing numbers. These payment-routing systems exist for different functions because they operate in separate financial systems. The international banking communication system SWIFT codes support secure cross-border transfers, but routing numbers enable domestic fund transfers in the United States. We … Continued