Cheqly Blog about Business Accounts in US

Does Requesting a Credit Limit Increase Affect Your Credit Score?

by Cheqly team | March 31, 2026 | Increase Credit Limit Impact Credit Score

Startup founders often juggle tight cash flow and need flexible credit to cover expenses. In a survey, it was revealed that 77% of small business owners are concerned about accessing the capital necessary for their business operations and growth. In certain situations, requesting a credit increase may lower your credit score. However, whether the issuer … Continued

How To Plan Repayments for Venture Debt: A Founder’s Guide

by Cheqly team | March 27, 2026 | Venture Debt Repayments Plan

Venture debt has become an increasingly powerful tool in the startup financing playbook. Ten years ago, the total value of US venture debt deals was less than $15 billion. Fast forward to 2025, and the figure has risen to $62.4 billion. This is a clear signal of founders exploring non-dilutive capital to extend their runway … Continued

Top 10 Accounts Receivable Metrics and KPIs for Better Cash Flow

by Cheqly team | March 25, 2026 | Accounts Receivable Metrics

Cash flow management is a key factor in the financial stability of businesses of all sizes. It is true that sales are vital to any company, but it is the timely receipt of payments that really keeps the business going. In fact, research has revealed that approximately 44% of B2B invoices in the US are … Continued

Rise of Faster Payments in the US 2026: Trends and Impact for SMEs

by Cheqly team | March 23, 2026 | US Faster Payments 2026

Today, the speed at which a business gets paid can be one of the factors determining its success, particularly for small and medium-sized enterprises (SMEs). Traditional payment methods such as checks, standard ACH transfers, and wires generally take a few days to clear. Payment processing delays may lead to cash flow problems, hinder operations, and … Continued

How to Use EBITDA Multiples to Value Your Business: Step-by-Step Guide

by Cheqly team | March 20, 2026 | EBITDA Multiples for Business Valuation

EBITDA multiples are one of the most popular valuation metrics because they allow the comparison of companies on a like-for-like basis, i.e., irrespective of capital structure and accounting differences. In fact, a survey of almost 2,000 investors revealed that 77% of valuation practitioners included EV/EBITDA multiples in their valuation toolkit. This puts it on the … Continued