Cheqly Blog about Business Accounts in US

Startup Fundraising: Equity, Venture Debt, or Convertible Notes?

by Cheqly team | March 11, 2025 | Convertible Notes , Equity , Venture Debt

Raising capital is a critical step for startup founders and entrepreneurs who are looking to scale and succeed in their businesses. Founders have multiple financing options, each with distinct benefits and trade-offs. However, three major funding methods are becoming popular in the startup raising capital circle: equity financing, venture debt, and convertible notes. Read on … Continued

9 Common Cash Collection Errors (And How to Prevent Them)

by Cheqly team | March 7, 2025 | Cash Collection Errors

Errors in cash collection are a real barrier to the growth and stability of a business. It is like a situation where slow payments hold up important projects, and the business has no clear understanding of its finances. According to a PYMNTS report, 93% of businesses wait for their customers’ payments to settle, which is … Continued

Recurring ACH Payments: What They Are and How They Work

by Cheqly team | March 4, 2025 | Recurring ACH Payments

Most US businesses use ACH payments, an electronic payment method that is quite suitable for all types of business transactions. Reports show that the ACH transaction completed 33.6 billion payments in 2024, which generated more than $86.2 trillion. Businesses rely on the ACH payments to pay their employees, receive funds from investors, and get payments … Continued

Positive Cash Flow: What It Means for Your Business

by Cheqly team | February 28, 2025 | Positive Cash Flow

Every business owner wants to succeed and make money, but how you manage your cash is just as important. Profit is a good goal, but it doesn’t tell the whole story. To really understand your business’s financial health, you need to track your cash flow closely. Cash flow is basically the money that comes in … Continued

10 Ways to Maximize Business Value Before You Sell

by Cheqly team | February 25, 2025 | Business value

Many owners wonder, “What are the ways to raise the value of my business before selling it?” This concern frequently comes up due to disparities in the methods used to acquire a quick valuation estimate. Business owners may underestimate the company’s value until they have an exit strategy. When it comes to selling a business, … Continued