Warrants, Covenants & Guarantees: Understanding Loan Terms

by Cheqly team | | Loan Terms , Venture Debt

Let’s discuss what these loan terms mean for your business and why you included them in the planning. Why Loan Terms Are Essential? One of the most flexible, founder-empowering forms of SaaS funding available on the market is venture debt financing. Despite the availability of several other alternatives, the debt financing model remains the best … Continued

Business Debit Cards: Everything You Need to Know

by Cheqly team | | Business Debit Cards

Business debit cards are increasingly being used and are changing the way most businesses transact. These cards are a fast and secure replacement for traditional methods of expense control because they are connected in real time to a business’s bank account. So, in this article, we’ll look at what you need to know about business … Continued

5 Key Strategies for Business Valuation Using Revenue

by Cheqly team | | Business Valuation

Revenue-based methods are one of the major key trends in business valuation in 2024. Often, tech and SaaS companies have market values that far exceed their earnings. So, businesses rely on recurring revenue models, where subscription-based earnings become more valuable because of their stability and predictability. As income growth continues to be a central factor, … Continued

7 Cash Flow Problems (and Their Solutions) for Small Businesses

by Cheqly team | | Cash Flow Problems , Cash Flow Solutions

A healthy cash flow is essential to your company’s operations. A company with positive cash flow has enough cash to pay its debts. When a company’s expenses surpass its revenue, cash flow issues turn into negative cash flow. These challenges can be as small as your company’s performance and decisions and as large as macroeconomic … Continued

How Does AI Help Banks in Minimizing Fraud?

by Cheqly team | | AI in Bank Fraud Detection

The way banks identify fraud is evolving due to artificial intelligence (AI). Powered by machine learning algorithms, financial institutions can identify and prevent fraudulent financial transactions before they do major damage. This is because financial anomalies can be identified in advance thanks to modern analytical tools such as predictive analytics and machine learning. These algorithms … Continued

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