What Is Negative Cash Flow? 5 Ways to Manage It

by Cheqly team | | Negative Cash Flow

Negative cash flow is the situation where a company’s cash outflows exceed cash inflows during a certain period, putting the business under financial strain even if the company is still making sales. For many small business owners, cash flow stress appears long before profitability issues. A business can be running and making sales, yet still … Continued

Business Credit Report: What It Means & How to Check Your Business Credit Score

by Cheqly team | | Business Credit Report

A business credit report is essentially a snapshot of your business’s finances, which banks, suppliers, and business partners use to check how creditworthy your business is. This assessment is key to securing loans, credit cards, and attractive payment terms. The Nav American Dream Gap Survey revealed that 72% of small business owners didn’t know where … Continued

Key Valuation Methods Every CFO Should Master

by Cheqly team | | Valuation Methods for CFOs

Valuation for today’s CFOs is not merely a matter of compliance; it is a key strategic tool used in a complex and unstable market environment. In 2026, CFOs will have to deal with issues beyond their control, such as financing liquidity, changing investor demands, and sudden market shifts. Knowing the real value of their business … Continued

How Do You Determine the Value of Intangible Assets?

by Cheqly team | | Valuation of Intangible Assets

In today’s knowledge-based economy, intangible assets such as intellectual property, brand reputation, and customer relationships are the main contributors to business value. Quite impressively, these assets currently make up close to 90% of the market value of S&P 500 companies—a dramatic change from only 17% in 1975. Determining the value of such assets involves different … Continued

Card-Not-Present (CNP): Understanding and Preventing CNP Fraud

by Cheqly team | | Card Not Present

Ever made an online payment without swiping or tapping your card? That’s known as a card-not-present (CNP) transaction — it happens when you pay through a website, app, or even over the phone, without physically using your card. It’s super convenient for shoppers, merchants, and even financial institutions, but it also creates opportunities for different … Continued

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