Cheqly Blog about Business Accounts in US

Venture Debt for Late‑Stage Startups: When It Makes Sense

by Cheqly team | February 20, 2026 | Venture Debt for Late Stage Startups

Late-stage startups shift fundraising from just expansion to maximizing ownership, valuation, governance, and flexibility. At this point, the majority of startups already have backing from institutional VCs, a consistent revenue flow, and well-defined growth drivers; thus, they become good candidates for hybrid capital options such as venture debt. Based on PitchBook–NVCA figures, the value of … Continued

How to Determine the Value of Your Startup for Seed Funding

by Cheqly team | February 18, 2026 | Seed Stage Startup Valuation Methods

Raising seed funding is one of the key milestones that a startup needs to accomplish. Seed capital is what allows you to develop a product, build a team, and grow your business. Yet, before investors decide to commit, they want to determine what your company’s value is. At the seed stage, valuation remains challenging despite … Continued

Top 10 Essential Financial Habits for Small Business Success

by Cheqly team | February 16, 2026 | Financial Habits for Small Business

The management of a small business requires more than just a brilliant product or service; it also takes business financial discipline and strategic planning in order to realize the financial stability of the business. Unbelievably, almost 60% of small businesses struggle to manage their cash flow, and as a result, potential growth often fails when … Continued

409A for Series B-G Startups: What Every Later-Stage Startup Needs to Know

by Cheqly team | February 11, 2026 | 409A for Series B–G Startups

409A valuation exercises change dramatically as startups scale from seed-stage to Series B-G stages. The fundamental purpose, which is establishing the fair market value (FMV), remains the same. However, the complexity and frequency increase significantly. For valuation analysts, another key consideration is the fact that late-stage startups have a much larger and more diverse set … Continued

8 important Operational Metrics and KPIs that Drive Business Performance

by Cheqly team | February 9, 2026 | Business Operational KPIs

Business leaders today have a lot of information about the economy, customers, and their operations. But in a world dominated by data, simply having access is not enough. Companies need to use that data to assess their performance and make decisions accordingly. Business studies reveal that companies that regularly monitor their KPIs have a 46% … Continued