Cheqly Blog about Business Accounts in US

Early-Stage vs. Growth-Stage: Who Benefits More from Venture Debt?

by Cheqly team | November 25, 2025 | Venture Debt for Early Stage Startups , Venture Debt for Growth Stage Startups

Venture debt is a difficult decision for early-stage and growth-stage startups because they usually face different types of financial challenges and opportunities. Venture debt is a non-dilutive form of capital that can extend a startup’s cash runway and provide more flexibility without the need to dilute equity immediately. Venture debt deal activity in the U.S. … Continued

How CFOs Use 409A Valuations to Guide Strategic Decisions

by Cheqly team | November 21, 2025 | CFO 409A Valuation Strategic Decisions

Accurate company valuations are essential for financial leadership in private companies. For CFOs, a 409A valuation is more than an IRS requirement—it’s a strategic tool for compensation planning, investor relations, financial forecasting, and corporate governance. The worldwide 409A valuation services market is expanding at a fast pace, with an estimated value of $2.58 billion in … Continued

How to Determine a Company’s Book Value

by Cheqly team | November 19, 2025 | Company Book Value

Determining the book value of a company is one of the main things that financial analysis is made up of, and it is used to give a quick idea of what the company is worth, as shown in the balance sheet. Book value is an intrinsic valuation based on assets and liabilities, whereas market value … Continued

Top 7 Cash Flow Metrics Every Business Should Monitor

by Cheqly team | November 14, 2025 | Cash Flow Metrics

Handling cash flow is absolutely vital to the survival of any business, yet it continues to be a major stumbling block for entrepreneurs and financial managers. The figure is staggering – around 82% of small businesses that fail do so because of poor cash flow management, which is why measuring the most important cash flow … Continued

How Payment Settlements Work and How Long They Take

by Cheqly team | November 11, 2025 | Payment Settlement

In 2025, payment settlement remains one of the pillars of international online trade. Globally, the use of digital payment is expected to rise enormously, with figures projected to reach $140.6 billion and grow at a compound annual growth rate of 22.2% to reach $853.0 billion by 2034, demonstrating the extent and sheer necessity of settlement … Continued