What Is BIN Sponsorship? How It Works and Who Needs It

by Cheqly team | | BIN Sponsorship

The fintech industry continues to grow as businesses develop new digital financial products and payment solutions. According to Boston Consulting Group (BCG) and QED Investors, global fintech revenues grew by 21% in 2024, reaching a new stage of growth and maturity. As more businesses enter the fintech and payments space, launching card and payment programs … Continued

Do Corporate Cards Affect Your Credit Score? What Businesses Should Know 

by Cheqly team | | do corporate cards affect credit score

For many small or early-stage business owners, using more than one type of credit to manage expenses is common. Some founders may even use their personal credit or debit card for their business transactions.  In fact, 34% of businesses that regularly use credit cards use both business and personal credit cards, according to the Federal … Continued

Venture Debt by Startup Stage: Seed to Series C and Beyond

by Cheqly team | | Venture debt by startup stage

When does venture debt become a good option for a startup? The answer can vary as the company evolves from Seed funding to Series A, B, and C. At the same time, these different stages can lead to very different scenarios regarding the company’s capital needs, revenue, financial position, and ability to repay debt. Venture … Continued

ACH Authorization Form: A Complete Guide for Businesses

by Cheqly team | | ACH Authorization Form

Electronic payments have evolved into the primary means of conducting transactions among businesses, vendors, and employees. Nacha reported that B2B ACH payments increased by almost 9.9% in Q2 2026, amounting to 2.2 billion transactions. Such growth is indicative of the significant role ACH is playing in the movement of funds in growing businesses, particularly due … Continued

What Are Net 30 Payment Terms and How They Work for Businesses 

by Cheqly team | | Net 30 Payment terms

For a business owner, waiting to get paid can be one of the toughest parts of running a business. Whether you’re dealing with immediate payments or invoices with trade credit, managing cash flow requires a constant balance between making sales and collecting revenue. One widely used method is Net 30 payment conditions. With such terms, … Continued

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