13 Common Venture Debt Myths That Hold Founders Back

by Cheqly team | | Venture Debt Myths

In a rapidly changing startup funding environment, founders are increasingly seeking smarter growth financing beyond simply raising equity capital. Venture debt has become a popular choice, providing startups with an opportunity to lengthen their runways and avoid significant ownership dilution. This type of financing is usually most suitable for startups that have the backing of … Continued

Eqvista Leads the Market: #1 in 409A Valuations and Now #1 Equity Management Platform on G2

by Cheqly team | | Top Equity Management Platform

There is a moment in every company’s growth when the market stops debating the question and starts confirming the answer. For Eqvista, that moment has arrived. Cheqly’s long-standing partner has secured the #1 ranking on G2 in the Equity Management category in addition to being the #1 409A valuation provider in the US.  Together, these … Continued

ACH Return Code R02: Account Closed and Its Effect on Reconciliation

by Cheqly team | | ACH Return Code R02

Businesses transacting through the ACH network are expected to maintain low return rates as part of good practice and to comply with regulatory requirements. According to NACHA rules, debit returns arising from administrative reasons like R02 (Account Closed), R03 (No Account), and R04 (Invalid Account) must be less than 3%. Exceeding this limit can result … Continued

Top 5 AI Tools Revolutionizing Business in 2026

by Cheqly team | | Best AI Business Tools 2026

In 2025, 88% of companies were using AI in at least one business function, up from just 56% in 2021. Notably, the use of AI is not limited to functions like marketing and sales. 64% of insurance companies and 58% of professional services companies report using AI for knowledge management. In the tech space, 58% … Continued

R17 ACH Return Code: Reasons and How to Fix It

by Cheqly team | | R17 ACH Return Code

The Automated Clearing House (ACH) network is still the main source of millions of electronic payments in the US, as the number of transactions increased to 8.8 billion, with a total value of $23.2 trillion in the third quarter of 2025. Both businesses and consumers have been turning more and more to ACH for payroll, … Continued

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