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Businesses transacting through the ACH network are expected to maintain low return rates as part of good practice and to comply with regulatory requirements. According to NACHA rules, debit returns arising from administrative reasons like R02 (Account Closed), R03 (No Account), and R04 (Invalid Account) must be less than 3%. Exceeding this limit can result … Continued
In 2025, 88% of companies were using AI in at least one business function, up from just 56% in 2021. Notably, the use of AI is not limited to functions like marketing and sales. 64% of insurance companies and 58% of professional services companies report using AI for knowledge management. In the tech space, 58% … Continued
The Automated Clearing House (ACH) network is still the main source of millions of electronic payments in the US, as the number of transactions increased to 8.8 billion, with a total value of $23.2 trillion in the third quarter of 2025. Both businesses and consumers have been turning more and more to ACH for payroll, … Continued
Good cash flow management is the lifeblood of a company’s financial health. It ensures that operations are conducted without interruptions and that the business is able to grow sustainably. In reality, 82% of businesses are closed simply because of poor cash flow management. If you want to make your financial reporting less complicated and gain … Continued
Late-stage startups shift fundraising from just expansion to maximizing ownership, valuation, governance, and flexibility. At this point, the majority of startups already have backing from institutional VCs, a consistent revenue flow, and well-defined growth drivers; thus, they become good candidates for hybrid capital options such as venture debt. Based on PitchBook–NVCA figures, the value of … Continued
Never miss any payment or leave your company without an opportunity to keep rolling.
Never miss any payment or leave your company without an opportunity to keep rolling.