Cheqly Blog about Business Accounts in US

Push Payments vs. Pull Payments: Understanding the Difference

by Cheqly team | August 8, 2025 | Push Payments vs Pull Payments

One of the common challenges for small business owners and entrepreneurs is choosing the right payment methods to maintain stable cash flow, minimize risk, and ensure customer convenience. Modern payment technology primarily operates through two methods: push payments and pull payments. In this article, let’s explore push and pull payment methods, their advantages and disadvantages, … Continued

Best Cap Table Management Software: How To Choose

by Cheqly team | August 5, 2025 | Best Cap Table Software for Startups

At Cheqly, we have come to realize that startups are relying increasingly on stock-based compensation and complex securities to attract talent and meet diverse investors’ needs. This trend is a key driver behind the expected 12.5% CAGR growth of the market for cap table solutions through 2033. These solutions can be vital not just for … Continued

Profit and Loss Statement: Overview and Types

by Cheqly team | July 30, 2025 | Profit and Loss Statement

A well-structured profit and loss (P&L) statement is a vital accounting tool used by the finance team, VPs, managers, and CFOs to assess the financial performance of a company. This report summarizes revenue streams, business expenses, COGS (cost of goods sold), and net income over a specific period. Whether you’re managing a startup or a … Continued

Cash Conversion Cycle: How to Calculate and Improve It

by Cheqly team | July 25, 2025 | Cash Conversion Cycle

The Cash Conversion Cycle (CCC) is a key indicator that signifies how well a company manages its working capital by tracking the duration between paying for inventory and receiving cash from sales. By inspecting this cycle, businesses can gain valuable insights into their operational efficiency, liquidity, and overall financial health. Understanding and improving the cash … Continued

How to Pay International Vendors: A Complete Guide

by Cheqly team | July 22, 2025 | International Vendors Payment

This guide covers different ways to pay international vendors, what to think about before paying, and how to keep your transactions safe, fast, and affordable. Key Takeaways What are international payments? The term “cross-border payments” or “international payments” is a general term that encompasses all payments that are transmitted from a financial institution in one … Continued